“Consider buying gifts…throughout the year. This is great for gifts to be given to grown family members and friends. Children are harder to do this with, since their likes and dislikes change so often. I shop at sales and purchase gifts for birthdays and Christmas all year round. This not only provides for overall savings, but it doesn't put such a burden on our holiday budget and it saves a lot of time. By the way, I have picked up some nice quality gift wrap, bags and cards at a number of garage sales. That saves much more than you can imagine!”*

*From Quit Your Job! You Really Can Afford Stay at Home Parenthood (full of unique money saving hacks) #gifts #savemoney

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