“Always work off of a budget.  Budgets serve as good guides to saving.  Research budget calculators online. They can be most helpful. Knowing where your dollar goes will make you a spending winner…”*

 *From Quit Your Job! You Really Can Afford Stay at Home Parenthood  (full of unique money saving hacks)

 Books Available at: https://www.amazon.com/author/jeannegormick.com